AR Company Formations

Knowledge Base

Privacy Policy

What is this Privacy Policy for?
This privacy policy is for this website [] and served by [AR Corporate Secretaries Limited] and governs the privacy of its users who choose to use it.
The policy sets out the different areas where user privacy is concerned and outlines the obligations & requirements of the users, the website and website owners. Furthermore the way this website processes, stores and protects user data and information will also be detailed within this policy.
The Website
This website and it's owners take a proactive approach to user privacy and ensure the necessary steps are taken to protect the privacy of its users throughout their visiting experience. This website comply's to all UK national laws and requirements for user privacy.
Use of Cookies
This website uses cookies to better the users experience while visiting the website. Where applicable this website uses a cookie control system allowing the user on their first visit to the website to allow or disallow the use of cookies on their computer / device. This complies with recent legislation requirements for website's to obtain explicit consent from users before leaving behind or reading files such as cookies on a users computer / device.
Cookies are small files saved to the users computers hard drive that track, save and store information about the users interactions and usage of the website. This allows the website, through it's server to provide the users with a tailored experience within this website.
Users are advised that if they wish to deny the use and saving of cookies from this website on to their computers hard drive they should take necessary steps within their web browsers security settings to block all cookies from this website and it's external serving vendors.
This website uses tracking software to monitor it's visitors to better understand how they use it. This software is provided by Google Analytics which uses cookies to track visitor usage. The software will save a cookie to your computers hard drive in order to track and monitor your engagement and usage of the website but will not store, save or collect personal information. You can read Google's privacy policy here for further information [ ].
Other cookies may be stored to your computers hard drive by external vendors when this website uses referral programs, sponsored links or adverts. Such cookies are used for conversion and referral tracking and typically expire after 30 days, though some may take longer. No personal information is stored, saved or collected.
Contact & Communication
Users contacting this website and/or it's owners do so at their own discretion and provide any such personal details requested at their own risk. Your personal information is kept private and stored securely until a time it is no longer required or has no use, as detailed in the Data Protection Act 1998. Every effort has been made to ensure a safe and secure form to email submission process but advise users using such form to email processes that they do so at their own risk.
This website and it's owners use any information submitted to provide you with further information about the products / services they offer or to assist you in answering any questions or queries you may have submitted. This includes using your details to subscribe you to any email newsletter program the website operates but only if this was made clear to you and your express permission was granted when submitting any form to email process. Or whereby you the consumer have previously purchased from or enquired about purchasing from the company a product or service that the email newsletter relates to. This is by no means an entire list of your user rights in regard to receiving email marketing material. Your details are not passed on to any third parties.
Email Newsletter
This website operates an email newsletter program, used to inform subscribers about products and services supplied by this website. Users can subscribe through an online automated process should they wish to do so but do so at their own discretion. Some subscriptions may be manually processed through prior written agreement with the user.
Subscriptions are taken in compliance with UK Spam Laws detailed in the Privacy and Electronic Communications Regulations 2003. All personal details relating to subscriptions are held securely and in accordance with the Data Protection Act 1998. No personal details are passed on to third parties nor shared with companies / people outside of the company that operates this website. Under the Data Protection Act 1998 you may request a copy of personal information held about you by this website's email newsletter program. A small fee will be payable. If you would like a copy of the information held on you please write to the business address at the bottom of this policy.
Email marketing campaigns published by this website or it's owners may contain tracking facilities within the actual email. Subscriber activity is tracked and stored in a database for future analysis and evaluation. Such tracked activity may include; the opening of emails, forwarding of emails, the clicking of links within the email content, times, dates and frequency of activity [this is by no far a comprehensive list].
This information is used to refine future email campaigns and supply the user with more relevant content based around their activity.
In compliance with UK Spam Laws and the Privacy and Electronic Communications Regulations 2003 subscribers are given the opportunity to un-subscribe at any time through an automated system. This process is detailed at the footer of each email campaign. If an automated un-subscription system is unavailable clear instructions on how to un-subscribe will by detailed instead.
External Links
Although this website only looks to include quality, safe and relevant external links users should always adopt a policy of caution before clicking any external web links mentioned throughout this website.
The owners of this website cannot guarantee or verify the contents of any externally linked website despite their best efforts. Users should therefore note they click on external links at their own risk and this website and it's owners cannot be held liable for any damages or implications caused by visiting any external links mentioned.
Adverts and Sponsored Links
This website may contain sponsored links and adverts. These will typically be served through our advertising partners, to whom may have detailed privacy policies relating directly to the adverts they serve.
Clicking on any such adverts will send you to the advertisers website through a referral program which may use cookies and will tracks the number of referrals sent from this website. This may include the use of cookies which may in turn be saved on your computers hard drive. Users should therefore note they click on sponsored external links at their own risk and this website and it's owners cannot be held liable for any damages or implications caused by visiting any external links mentioned.
Social Media Platforms
Communication, engagement and actions taken through external social media platforms that this website and it's owners participate on are custom to the terms and conditions as well as the privacy policies held with each social media platform respectively.
Users are advised to use social media platforms wisely and communicate / engage upon them with due care and caution in regard to their own privacy and personal details. This website nor it's owners will ever ask for personal or sensitive information through social media platforms and encourage users wishing to discuss sensitive details to contact them through primary communication channels such as by telephone or email.
This website may use social sharing buttons which help share web content directly from web pages to the social media platform in question. Users are advised before using such social sharing buttons that they do so at their own discretion and note that the social media platform may track and save your request to share a web page respectively through your social media platform account.
Shortened Links in Social Media
This website and it's owners through their social media platform accounts may share web links to relevant web pages. By default some social media platforms shorten lengthy url's [web addresses] (this is an example:
Users are advised to take caution and good judgement before clicking any shortened url's published on social media platforms by this website and it's owners. Despite the best efforts to ensure only genuine url's are published many social media platforms are prone to spam and hacking and therefore this website and it's owners cannot be held liable for any damages or implications caused by visiting any shortened links.
Resources & Further Information
Data Protection Act 1998
Privacy and Electronic Communications Regulations 2003
Privacy and Electronic Communications Regulations 2003 - The Guide
Twitter Privacy Policy
Facebook Privacy Policy
Google Privacy Policy
Linkedin Privacy Policy
Mailchimp Privacy Policy
Free Website Privacy Policy - © 2013 - v.2.0 April 2013 |
Edited & customised by: AR Corporate Secretaries Limited, Chandler House, Talbot Road, Leyland, Lancashire, PR25 2ZF


Commercial Insurance for New Businesses

Starting a new business can be challenging. You may need office space, investment, staff and specialist equipment to carry out your activities. If you give advice or make/sell products this can add further red tape in the pursuit of profit.
At Cottons Commercial Insurance we will help you find the correct insurance tailored to your business needs. This may be as a regulatory requirement or just simply to protect the assets and people in your firm.
We have helped a wide array of trades and professionals including Solictors; Accountants; IT Consultants; Web Designers; Letting/Estate Agents; Trades People; Retail/Wholesale Businesses; Manufacturing/Engineering Firms; Hotels/Restaurants and many more limited companies, sole traders, professional landlords and charitable organisations.
We can quote on all areas of insurance including:
• Public/Products Liability
• Employers’ Liability
• Material Damage
• Motor Fleet
• Professional Indemnity
• Contractors All Risks
• Goods In transit
• Residential & Commercial Property
• Directors’ & Officers
• Commercial Legal Expenses
We can provide most quotes within 48 hours of receiving a completed quotation form and pride ourselves on delivering exceptional service at a competitive rate.

When to register for UK VAT

There is a lot of fear about VAT registration but in fact it’s not a difficult issue at all. If your turnover is going to be above £70,000 then you must register. If not, then it’s your choice. The key benefit to you is that you can claim back all of the VAT on your start up costs. The downside is that you will need to keep records of vatable income and expenditure so that you can complete the quarterly VAT 100, which can now all be done on line.

For more detailed advice call us now on 08458 728108

or read on

Why a limited compamy

First and foremost, the principal benefit of trading via a limited company has always been the limited liability bestowed upon the company's officers and shareholders. As a sole trader or other non-limited business, personal assets can be at risk in the event of a failure of the business, but this is not the case for a limited company. As long as the business is operated legally and within the terms of the Companies Act, the personal assets of the company’s directors and shareholders are not at risk in the event of a winding up or receivership. And as often happens on occasion, such events are not always under our own control.
A company is operated and controlled by its Directors, and any other officers for example, employees and shareholders. This means that shareholder’s financial liability is limited to the sum of the shares they own. E.g. if a shareholder owns 1 share of £1, they must contribute £1 to the debts of the company by paying for their share and if they have 100 shares of £1 each, they must contribute £100. If the company closes (i.e. it is ‘Wound Up’) and has outstanding debts to creditors, this contribution is not returned to them. However, they are not required to contribute any further funds (subject to any agreements with third parties), thus their liability is ‘limited’. If the company closes with no outstanding debts, the sum of the shares they own is returned to them, along with their share of any distributable profits. Similarly, if a third party should take legal action (e.g. to request compensation for an accident), this action is taken against the company and not the directors (subject to legislation governing director’s fiducial duties).
However other reasons for registering as a limited company may include possible taxation advantages, property holding, and the ability to interest external finance.
Operating as a limited company often gives suppliers and customers a sense of confidence in a business. Quite often, larger organisations in particular will prefer not to deal with non-limited businesses.
Many of the costs associated with managing and operating a limited company are no longer much greater than with a non-limited business. Accountants and other professional advisers often have conflicting views on when they consider the benefits of being limited to outweigh the advantages of being self-employed. In general terms, at least from the perspective of taxation and accountancy, changes to legislation over the last few years have meant much lower costs associated with limited companies.
The Companies Act 2006, fully in force from 1 October 2009, de-regulates parts of earlier Company Law making the operation of a private company much easier in practical terms.
There is no obligation for a limited company to commence trading within any set time period after its incorporation. This means that the formation of a limited company is a simple and low cost method to protect a business name. Whilst this does not in itself give any rights to the use of the business name, many clients form companies in anticipation of future development of a new business or in order to protect the limited company name of an existing non-limited business for the future.

What Type of Limited Company?

Private Limited Company

• Normal commercial trading purposes
• Suits the majority of requirements in the UK
• Can undertake any nature of business
• Can operate anywhere in the world
• Members have limited liability
• Can have a sole director and sole shareholder
• Must also have a company secretary - there must be at least two separate officers (director/secretary)
• Can have corporate officers
• Recent changes to corporation tax make LTD companies advantageous to most businesses
• Can be incorporated in most circumstances within 24 hours
• Own choice of name

Guarantee Company
• Non-profit corporate entity
• Suitable for clubs, membership organisations, sports associations etc
• Can apply for charitable status
• Members have limited liability
• Can be incorporated in most circumstances within 24 hours
• Some input required from client to establish main objects

Public Limited Company
• Necessary if the company is to trade its shares to the public
• Can undertake any nature of business
• Can operate anywhere in the world
• Members have limited liability
• Incorporation within 5-10 days
• Own choice of name
• High initial capital commitment
• Must have at least two directors and two shareholders
• A private company can be converted to a PLC, so most PLCs start life as normal private companies and convert at a later date prior to flotation of the stock markets

Limited Liability Partnership
• A new type of structure introduced in 2001 in the UK. Suitable for new and existing partnerships wishing to obtain limited liability status, and aimed particularly at professional partnerships such as accountancy and solicitors firms
• Maintains tax status of a partnership
• Members have limited liability
• Incorporation in 5-10 days
• Suitable for most commercial business activities

Why Us?

AR Corporate Secretaries is your trusted “one-stop” shop for Company Formations. We take all the worry and hassle away from you when you ask us form your company. We also offer sound advice on all aspects of setting up your company.

Company Formations? Bank Accounts? VAT?

Our Services are designed to assist with the above. Our products range from a simple E-Formation through to our fully supported Gold Pack that draws on the significant resources available to you.

We have formed thousands of companies over the past few years, and both our streamlined online company formation and our telephone formation processes have assisted thousands of customers in forming a new company

Having formed so many companies, many from returning clients, we believe AR Corporate Secretaries to be one of the most efficient and friendly company formation agents in the UK.

We are committed and dedicated to always improving our services and ordering processes. Only recently we have streamlined our online ordering system ensuring forming a company is as simple as it can be.

Don’t just take our word for it, read what our customers have to say in our testimonials section about working with AR Corporate Secretaries.


“I have found AR Corporate Secretaries very obliging, extremely helpful and wouldn’t hesitate to recommend to other clients” Camelot Accounting, Birmingham

Camelot Accounting, Birmingham